Dividend income calculator — and when the cash actually lands
Enter what you hold and see your dividend income month by month for the year ahead, built from each company’s own filed dates and amounts. Every figure links to the filing it came from. Ad-free, no sign-up.
Most dividend calculators multiply your shares by an annual figure and stop there. This one uses the real payment timetable each company has filed — so it can tell you not just how much you should receive over the next twelve months, but which months it arrives in. UK companies typically pay twice a year, on dates that move with their reporting calendar, so income is rarely spread evenly.
Gross income before tax · declared payments come from company filings · no share prices involved
How the projection works
For each holding the calculator takes every dividend the company has already declared with a payment date in the next twelve months, and multiplies the per-share amount by your share count. Where a company hasn’t yet announced a payment it made a year ago, that payment is repeated on its anniversary and labelled expected — arithmetic on a past filing rather than a forecast. Nothing is estimated, smoothed or modelled: if a figure is on the page, a filing behind it says so.
Amounts announced in a foreign currency are shown in that currency. We convert to sterling only when the company has stated its own sterling equivalent, because an exchange rate is not a fact we hold — where none exists you can enter your own rate and the tool will fold those payments into the total.
How much dividend income is tax-free in the UK?
Dividends held in a stocks and shares ISA or a pension are completely free of UK dividend tax, with no limit on the amount. Outside those wrappers, the first £500 of dividend income each year is covered by the dividend allowance; anything above it is taxed at 10.75%, 35.75% or 39.35% for 2026/27 depending on your income tax band. This calculator shows gross income — the cash the company pays — so use the dividend tax calculator to work out what you would keep.
Do I pay tax on dividends in an ISA or pension?
No. Dividends paid into a stocks and shares ISA or a SIPP are free of UK dividend tax, and you don't declare them on a tax return. That is true however large the income gets, which is why the same portfolio can produce a very different net income depending on where it is held.
How accurate are these dividend amounts and dates?
Every declared payment shown here is taken from the company's own announcement filed with the FCA's National Storage Mechanism, and each row links to the filing it came from so you can check it. Payments marked "expected" are different: those repeat last year's payment on its anniversary because the company has not yet announced the equivalent this year. They are arithmetic on a past filing, not a forecast, and a company can cut, raise, delay or cancel a dividend at any time.
Why do dividend payment dates change?
Boards set each dividend's timetable when they declare it, so the dates move year to year with the reporting calendar, the AGM date and occasionally the settlement cycle. A payment that landed in early April one year can fall in late March the next. That is why an expected payment in this calculator is placed on the anniversary of the last one rather than treated as a fixed date.
Can I use this for ETFs and investment trusts?
Yes. Every LSE-listed share class we hold distribution data for can be added, including ETFs and investment trusts, and they are searchable by ticker or by name. Fund distributions are filed the same way as company dividends and carry the same links back to source.
- Dividend tax calculator — what you keep after tax on income outside an ISA.
- Living off dividends calculator — the pot needed to reach a target income.
- Dividend reinvestment (DRIP) calculator — what reinvesting this income would build.
- Why dividend dates change — how boards set each timetable.
- Methodology — where the data comes from and how it is checked.
This calculator performs arithmetic on dividend facts published by companies and on the holdings you enter. It is not financial, investment or tax advice, it does not judge whether any dividend is safe or sustainable, and expected payments may not be declared. Do your own research or speak to a qualified adviser before acting.
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